Do You Know How To Plan Your Home Improvement Shopping?

Being a homeowner offers a world of responsibilities – as you need to look after your home and maintain it – as well as a new universe of shopping opportunities. Indeed, shopping for your home is very different from hitting the shopping mall to check on the latest street fashion items. But you probably knew that. What you might not have known, though, is that there are ways to shop smartly for your home, and to save a vast amount of money for services and equipment that wouldn’t be easily affordable otherwise. Indeed, when you are buying specific equipment for your household, it is important to consider carefully what lies behind your decision to purchase an item over another one. Additionally, the DIY approach can save you a lot of money in the long term, so it’s always worth giving it a go. Finally, there are ways to find additional financing options for your home improvement projects.

https://upload.wikimedia.org/wikipedia/commons/thumb/7/77/HK_Kln_Bay_Emax_Home_shopping_mall_furniture_shop_Nov-2014_LG2_002.jpg/1024px-HK_Kln_Bay_Emax_Home_shopping_mall_furniture_shop_Nov-2014_LG2_002.jpg

What Lies Behind Your Home Spend?

At the start of your shopping journey lies the very question: What will drive the shopping reasoning? For instance, it’s important to define whether you are buying an item because you need it – such as fixing a damaged element in the home – or because you want – your entire home decor project falls under the ‘want’ category, for example. Additionally, as you decide on a specific item or several items depending on your home improvement project, it’s essential to settle only for quality. Indeed, when you buy something new for the home, you want it to last. Consequently, you may have to invest a little more in your home shopping to ensure that you can get items that you can rely on.

Can You Do It Yourself?

Hammer, Tools, Carpentry, Carpenter, Repairs

[Photo courtesy of Pexels/pixabay.com]

There’s something interesting about home improvement projects. You don’t always need to hire a professional engineer; you can do it yourself. However, you need to be careful as some types of improvement work, such as electric improvements, will need to be done by a qualified engineer to be included in your home insurance cover. For anything else, you can often revert to the DIY approach. Certain home improvement suppliers, such as Bathroom Takeaway, even provide you with plenty of tips and informative content to help you throughout the project. Thus, you know what to choose, how to install it, and what DIY equipment you need in the process.

Are There Other Ways To Pay For It?

You have probably considered a loan to proceed to large-scale improvement projects. However, what you may not know is that you can benefit from governmental aids and funds to repair and modify your home. For instance, you can find home improvement loan programs that help lenders to make loans that they wouldn’t normally agree on. You can even find local financing options from your local Department of Housing and Urban Development (HUD). There are also incentives that are specifically designed to help you to address energy efficiency modifications. There are decided at a state-only level. But this is not all. You can find financial support if you are a veteran, a rural resident or even a Native American.

[ Tagged In ] , , ,

The Online Shopping Traps You Mustn’t Fall Into

These days, online shopping is the norm for many people. They prefer to get things online rather than on the high street, and it’s not hard to see why. This method of shopping is easy and convenient. But that doesn’t mean that things can’t sometimes go wrong for consumers who shop online. You need to be aware of the traps you could fall into because they might cost you big,

Paying Luxury Prices for Luxury Brands

Just because you want luxury products, that doesn’t necessarily mean that you have to pay luxury prices. That’s a mistake that many people make. The best thing about online shopping is that you can get your hands on products from luxury brands without paying the full price. There are plenty of websites that allow you to buy these items at a lower rate than you’d find in shops. And sites like Ebay make it easy to buy second-hand luxury items too.

Falling for Dodgy Deals That Are Too Good to be True

There are plenty of great deals online, but there are also plenty of dodgy deals too. It’s important to remember this. You don’t want to be ripped off or to fall for a deal that is simply too good to be true. Always look at the security features of the websites that you buy from too. Some websites are not properly secured, and putting your financial information into these kinds of websites can be very risky indeed. You need to make sure that you don’t do this.

Not Factoring in Shipping Costs

Yes, many of the deals you find online will be cheaper than the ones in the shops. However, you also need to factor in any shipping costs that will be attached to your purchase. If the shipping costs are high, it might make the overall deal not as strong as it first looks on the surface. It’s important not to forget about this. It seems like an obvious thing to point out, but it’s a mistake that gets made by people all of the time.

Ignoring the Returns Policy Details

What are your rights as a consumer? You need to know the answer to that question before you buy something online. That means reading the returns policy and learning where you stand on this issue. If you make the mistake of ignoring these policy details, you could end up disappointed and frustrated later on if you end up wanting to return an item that doesn’t fit you. So, it’s always worth taking the time to read about these things in advance.

Failing to Shop Around

Shopping around is something that everyone should do when they are looking to buy things online. It simply makes sense to start looking at what other companies are offering. There are price comparison sites that make it very easy for you to look at arrange of offers, and then compare and contrast them. When you get into the habit of doing this, you will start to save money on a continual basis.

[ Tagged In ] , , , ,

Starting a T-Shirt Retail Business

Starting a t-shirt business provides a great opportunity to market images, slogans and phrases to consumers in different age groups and segments of the population. T-shirts provide retailers an opportunity to communicate powerful graphics and messages to customers. From children and teens to adults and retired individuals, many people enjoy owning selections of comfortable, custom-designed t-shirts. In-store retailers as well as e-commerce businesses can set a target market to sell a variety of t-shirts and acquire ongoing sales and profits with the right marketing strategies. If the designs attract customers in the target market, it can lead to repeat sales, loyal customers and a consistent increase in a company’s customer base.

T-Shirt, Tee, Clothing, Garment, Shirt, Fashion, Unisex

[Photo courtesy of MabelAmber/pixabay.com]

Most retail businesses purchase blank t-shirts from wholesale clothing distributors. By purchasing the items in bulk, a business owner has an opportunity to purchase a large quantity at very low prices. Wholesale prices for blank t-shirts can be as low as $1.00 or slightly more. Businesses can customize the shirts with different designs and prepare them for sale to customers.

Pricing may vary depending on the amount of money it takes to purchase the shirts and get them ready for sale in stores. In addition to the amount of the wholesale prices, a business owner must pay for shipping costs, printing, labels and hangtags. The difference between the wholesale price plus additional costs and the markup price helps to determine the profitability of each t-shirt sale. Depending on the quality of the shirts and the uniqueness of the designs, the selling price can be substantially higher than the wholesale price.

[ Tagged In ] , , , ,

Dressing Intelligently to Save Cash

Ever browsed Pinterest boards or the pages of your favourite magazine, wishing you could afford the latest styles? There’s good news: looking chic doesn’t have to mean spending a fortune on a new wardrobe each season. Take advantage of discounts, deals, and clothing swaps to save your hard-earned cash while still looking smart. Here’s how to do it:

Head straight for the sales racks.

While it’s tempting to spend your time browsing the displays at the front of the store, we all know that the best deals are hidden somewhere in the back. Exercise a little self-control when you’re out shopping by heading directly to the sales racks or browsing only the sales tabs on your favourite retailer’s website. You’ll be surprised at how many pieces you find for only a fraction of their original price.

closet, clothes, fashion

[Photo courtesy of Unsplash/pexels.com]

Shop at consignment shops and charity shops.

Your local consignment and charity shops are two great places to find deals. Consignment shops are particularly brilliant, as many of the pieces they carry are brand name items that have been only lightly used. At consignment shops, you also have the opportunity to bring in pieces you no longer wear from your own wardrobe and earn part of the profits from the sale. You can then use the extra spending cash to fund your future purchases. Charity shops also sell clothes at rock-bottom prices, though you may have to do a little more digging to find brand name designers than what you would at a consignment shop. Still, they’re an excellent option, especially if you’re looking to stock up on the basics.

Swap your stuff.

Another fun way to score some new wardrobe pieces without spending your hard-earned cash is to organise a clothing swap amongst your friends. Ask everybody to bring five to ten wardrobe items they no longer want to the swap so that there is an ample selection for everyone to acquire a few new pieces. Want an even bigger selection? Sign up for an online swap like Big Wardrobe, Swishing, or Swop2Shop. Don’t have anything worth swapping? No stress. Buy directly from the website at a discounted price instead.

adult, beautiful, elegant

[Photo courtesy of freestocks.org/pexels.com]

Join the mailing list.

The best way to receive alerts about discounts and deals from your favourite retailers is to join their mailing list. Mailing list subscribers are often made privy to sales before the general public, meaning that you’ll be the first to know about a major sale or score a sweet coupon so that you can shop for cheap dresses in the UK. Worried about your inbox being flooded by emails from retailers? Regularly check websites like Dealhack.com RetailMeNot, DiscountVoucherUK, and Coupon Craze to help you save big.

[ Tagged In ] , , , ,

7 Signs That You Need To Curb Your Shopping Spending

There’s a big difference between loving shopping and forming a dangerous addiction to compulsive buying. It’s all about control – and reports suggest that between 2 and 5 percent of Americans lack that control and can’t stop spending on shopping. That’s just the reported figures, too – I would wager that if you scratch a little further into the minds of the average American that you might find that figure to be even higher.

While the Internet has made it easy to find what we are looking for, it also means we have a lot more temptation to deal with. In days gone by, we would have to walk past a shop window or see an advertisement somewhere to get sucked into the ‘ I want this now’ process. Now, though, all we need to do is fire up our computer and access the Internet, and we are constantly bombarded with targeted ads that compel us to buy more than we might be able to afford.

Advertising, Shopping, Shopping Mall, Central District

[Photo courtesy of  Snapwire/pexels.com]

And it’s a major issue – make no mistake about it. Shopping addiction can lead to debt, relationship troubles, and is often related to health issues like depression. With this in mind, I thought it would be a good opportunity to reveal ten of the signs that you might need to curb your spending problems, and that you might have a dangerous addiction. Let’s get started with some of the most obvious pointers you need to watch out for.

The sneaky buyer

We all make the occasional ‘naughty’ purchase that we know we can’t afford and try to hide from our loved ones. But, as long as you are only doing this occasionally – once or twice a year – it’s forgivable. Where it becomes a big issue is when you are making sneaky buys on a regular basis. You might be purposefully arranging delivery times when you know there is no one else around. You could be sneaking them into your home, wardrobe, or onto your bookshelf on the sly, hoping that nobody will notice. You could even be hiding away receipts and boxes, or going to great lengths to remove the evidence of a shopping binge. If this sounds familiar, you have a problem, and the sooner you seek out help for your shopping addiction, the better.

The secret shopper

Are you honest with your loved ones about where you are going? We all do this to an extent – at Christmas time or for a family member’s birthday, for example. But if you are lying or being dishonest about where you are going when buying for yourself, it’s a sure sign that you are embarrassed about your activities. The simple truth is that if you aren’t open and honest about your shopping habits, you are trying to hide something – from your family, and maybe even from yourself. You are looking for lack of interference, perhaps even subconsciously. And, you are developing a problem that could cause you a lot of heartaches soon. Again, speak to a shopping addiction service sooner rather than later – and come clean to your family. They will be able to give you the support you need to approach your addiction.

banking, buy, computer

[Photo courtesy of  Negative Space/pexels.com]

The non-stop buyer

As I mentioned above, it’s so easy to shop online these days – so much so that it is pretty scary when you stop and think about it for a moment. Take Amazon, for example. You can pay for something with a simple click, and it will be with you the next day – perhaps even the same day. But because you aren’t really thinking about the purchase, it seems like it isn’t a problem. If you are going through that process several times a week, the spending will quickly add up – and you will be in financial trouble sooner rather than later.

The credit buyer

Are you buying everything on credit card? If so, it’s a sure sign you are getting yourself into trouble. Not all debt is bad, of course, and there are even situations where cash loans and payday loans can be useful – if you are struggling to pay your bills at the end of the month and can guarantee you will be able to pay them back quickly, for example. But the truth is if you are using credit for shopping purchases without a plan in place to pay it back, there is danger on the horizon. There are horrible stories of shopaholics spending tens of thousands of dollars on credit, without the financial power to pay it back. The result can often be bankruptcy, court cases, and a whole bunch of trouble from debt collectors. The solution? If you want something, save for it. The time you spend saving will make it a much more worthwhile purchase. And, by the time you have the money to pay for it, perhaps you will realize that you don’t need that investment in your life after all.

The non-useful purchases

Another common trait of shopaholics is that they often have cupboards stuffed full of things they never use. It could be clothes that are left in the wardrobe, unworn. It might be DVDs or CDs that stay in their shrink wrap for eternity. Or, it might be something that you only ever use once, before it gets packed away into the back of the cupboard forever. If you are buying things that you don’t need or use less than planned, you have to question why you have made the purchase in the first place. The chances are it is because you have a shopping problem and need to seek some help.

2 People Near Vinyl Records on Wooden Trays

[Photo courtesy of  Unsplash/pexels.com]

The happy shopper

Is shopping the only thing in the world that makes you happy? If so, it’s a big issue and one that needs to be headed off at the pass – sooner rather than later. Buying shiny new things can give your brain a rush of endorphins and make you feel good. And if it’s the only think in your life that does that, it’s no surprise that you might end up as a shopaholic. Like any other addiction, when you aren’t shopping, you might feel grumpy or upset if you can’t buy what you want. And if it’s the only thing in your life that is helping you to relax, it will quickly turn into a very expensive habit. If this sounds familiar, it is advisable to look at the areas of your life that are causing you sadness, and work on them. Go to see a counselor or therapist, rather than turning to Dr. Amazon.

The hobbyist

Is shopping just something you ‘do’? Again, it’s a sure sign you are heading for massive issues in your life. When shopping is a hobby, it’s easier to lose control and more likely to become a habit. You should be looking for other activities to fill up your time, rather than always heading to the mall, or visiting online stores. Think about taking up some gym classes, or start pursuing an arts and crafts interest instead. Even reading can help you curb your spending, as the more time you have your nose in a book, the less it will spend looking for new purchases.

Do any of these scenarios sound familiar? If so, there is a good chance that your shopping habits are a little out of control. The quicker you reign yourself in and seek out help, the better. Many places can give you help with a shopping addiction, so investigate all of them, from online advice to professional services. Good luck – and try to curb your spending before it’s too late!

[ Tagged In ] , , , , , , ,

How To Know If You Have A Shopping Addiction

Your Christmas shopping list lays before you. Family, friends, and coworkers names and the gifts you think are perfect are lined up adjacent to each other. You’ve budgeted for each individual this year and have pre-checked the sales and it looks like you may come in under budget. You plan your route to each of the stores that have the gifts on your list. Everything’s coming together in your head and on paper. What could go wrong?

Well, what if you had a compulsive shopping disorder? What if instead of sticking to your well-ordered plan, you couldn’t control yourself and limited out your cards or spent the entire month’s food budget at the beginning of the month.  What are the clues and possible treatments for this disorder?

What is Compulsive Shopping Disorder

The disorder, also known as shopping addiction, is the compulsion to spend money, whether you have it or not, without concern for financial means. Shopping is usually to support an identified need, but desire overwhelms demand leading to purchases and more purchases. Compulsive Shopping is a disorder that may result in significantly negative results.

Hand, Fingers, Ring, Person, Rope, Present, Gift, Shop

[Photo courtesy of Devanath/pixabay.com]

Unlike chemical, alcohol, or sexual addictions, the American Psychiatric Association does not recognize the legitimacy of the disorder.

How it works

Shopping addiction affected individuals get high off the purchase of items. In many ways, it is the same high as sex or one who is using stimulants. Pleasure is derived from each purchase, and the brain begins to seek the high more and more. The shopper could get the feeling from a particular item or from purchases as diverse as cars or houses.

Identifying the disorder

The addicted individual may not have any visible indicators, to begin with. One of the components often a part of the disorder is their ability to hide their compulsion. Hiding purchases, hiding receipts, and hiding bills all become part of the process of denial. Eventually, though unpaid bills, unaccounted for items for sale, shortages in funds for essential items and an abundance of new things will give away the shopper.

The affected individual may not have any other signs of the disorder. They may seem to be financially secure, even wealthy. Their obsession will drive them to shop as a coping mechanism, for the euphoria, to steal or lie, and to eventually bankruptcy.

Treatment

Unlike alcohol and drug addiction, which have treatment facilities, programs, and significant financial support, shopping habits are significantly less supported. Recovery from this addiction is typically a self-directed affair. Twelve step programs will help deal with many of the components of addiction and can provide community support. Physicians can prescribe meds to deal with the obsessive component of the disorder. Families can provide strategies to place controls and checks as the shopper enters back into situations where purchasing is unavoidable.

Though not seen as a real disorder, the results are very genuine and debilitating to families and individuals. Should you possess the risk factors or recognize some of the behaviors in your life, don’t be afraid to assess yourself or be evaluated by others for signs of this disorder.

[ Tagged In ] , , , , ,

4 Things You Didn’t Know Could Send You to Rehab

Most people know that developing a physical dependency on drugs or alcohol can result in going to rehab. But did you know that even the simplest of indulgences can become a full-fledged addiction that can consume your life?

Take a look at these 4 potentially addictive activities and consider whether you might be one of those people.

Shopping

A trip to the mall to buy a few outfits several times a month is one thing.  Overspending foolishly occasionally may be unwise, but it’s not an addiction.

People, Walking, Shopping, Stores, Retail, Marketing

[Photo courtesy of Unsplash/pixabay.com]

Some people wake up in the morning, look in the mirror, and are completely obsessed with what is missing.  They immediately go to the browser in their phone and start looking for things to buy. The purchases they want to make consume their mind day and night and they become fixated on the idea that until they own whatever they seek, they won’t be beautiful enough, or clever enough, or happy enough.

These people are impulsive buyers.  When they see something at the store, they don’t have the inner voice inside that reasons whether they need something or not.  Their process goes straight from eyeball to cash register.

Taking Risks

People who seek thrill and exhilaration by jumping out of planes, or diving off of cliffs excessively are at risk of being in the same category as full-fledged substance addicts.

When these thrill-seekers look to fulfill their adventure “high” they’re actually looking to release the same chemical that’s released from something as heavy as heroin.

People that develop a dependence on risky behavior are never actually satisfied.  They will continue to seek an action that’s more dangerous than the last until they are putting themselves at risk of serious danger.

Running

You’ve probably heard of “runner’s high.”  This is an actual feeling of euphoria following a running session.  People who enjoy this feeling so much become actual addicts and it becomes their only focus.

Girl, At Night, Running, Cloud, Silhouette, Freedom

[Photo courtesy of holdosi/pixabay.com]

Health Psychologist Heather Hausenblas, Ph.D., says “When you are injured, are you able to stop and take time off to heal? People who are addicted cannot—or if they do, they experience withdrawal symptoms such as anxiety, depression and trouble sleeping.”

The Internet

Do you wake up in the morning and check your social media immediately?  If you hear your phone beep indication that someone has “liked” something of yours, or sent you a direct message, can you not focus on anything else until you “feed” the urge to check it?

Imac, Apple, Mockup, App, Ipad, Mouse, Device, Design

[Photo courtesy of FirmBee/pixabay.com]

If yes, you might have a mild to severe case of internet addiction.  People who are addicted to online validation and an “alternate” reality are no different in their brains than people who are addicted to cigarettes or prescription drugs.

These addicts can develop serious dependency and need to be treated with medical attention in the same way as any other addict.

[ Tagged In ] , , , ,

Latest Stereo Preamplifiers in the Market Today

Since the manufacturers and the users are moving to a very high technological advancement of multi-network audio and home theater there is still a giant market for stereo preamp.

The modern stereo preamp have features such as Bluetooth capability, subwoofers outs, iPod connectivity and built-in DACs, home theater passthrough and although uncommon some have HDMI video support which may be used for digital music collection and get the most out of a wide CD and LP.

Closed Up Photography of Brown Wooden Framed Sony Speaker

[Photo courtesy of Anthony/pexels.com]

There are several categories of stereo preamps that you can find in the market today that is:

  • Rotel RC-1590 Stereo Preamplifier
  • Raven Audio Cirrus Tube Stereo Preamplifier
  • Backert Labs Rhumba 1.1 Stereo Preamplifier
  • Linear Tube Audio MicroZOTL2.0 Stereo Preamplifier
  • Wyred 4 Sound mPRE Stereo Preamp/DAC
  • Oppo HA-1 DAC/Preamp/Headphone Amplifier
  • Backert Labs Rhythm 1.1 Stereo Preamplifier
  • Krell Illusion II Digital Stereo Preamp

The stereo preamp also comes in different types:

  • Tube Preamps
  • Digital Preamps
  • Solid State Preamps

Therefore suitable for users who may need to use it for digital music collection and who may get out for an extensive CD and LP.

[ Tagged In ] , , , , ,

Shopping Tips For Your Next Vacation

Whether you’re going camping or you’re staying at a luxury resort, vacation calls for some shopping. You want to make sure you have everything you need when you head off to enjoy your time off. You’ll need the right clothes, the right shoes, and you’ll even need the right gear, depending on where you are going and what you are doing.

When you shop for vacation, it’s important to know where you are going and what you’ll be doing while you are there. You should also look into the weather, to make sure you are packing the right clothes.

Buying Vacation Clothing

So, you’ve checked the weather, and you know you will be spending some time outside in the warm weather. That means you want to make sure that you have plenty of short sleeved shirts, t shirts, and shorts on hand. If you plan on swimming you’ll want to take a bathing suit with you, unless you won’t have access to someplace to swim.

Advertising, Shopping, Shopping Mall, Central District

[Photo courtesy of snapwiresnaps.tumblr.com/pexels.com]

If you can  expect cold night, you might want to make sure that you have some warmer clothing to take along as well. If you’re just camping out, you may want to simply dig through your wardrobe to find clothing you already have that fits the weather and your destination, and only buy something new if you’re missing something you need. But if you are going more fancy, it may be time to hit the stores. Pick places in your budget that sell the type of clothes you need.

Shopping For Supplies

Vacations need supplies as well, like grooming items, and some other things, depending on what your plans are. Start with making sure you have all of the grooming items that you need, from deodorant to toothpaste. Sure you can pick this stuff up on vacation, but it could cost you more than buying it on your home turf and taking it with you.

Supplies that you will need when your vacation consists of camping and/or hiking may include a tent, a safety kit, and even the right shoes. Some of your supplies will depend on where you’re going camping. You may need protection from wildlife, and you may even need to have supplies for mountain climbing.

Make sure, no matter what your vacation is going to consist of, that you make a list of what you need to take with you. This can really help keep you from forgetting anything. Make a list to shop with as well, and stick with it. You don’t want to spend more than you need to, and save some of that money for the fun things you’ll do and find while you’re on vacation.

[ Tagged In ] , , , , ,

Tips For Shopping For The Perfect Shoes

You need shoes. Guys need shoes, and women need shoes, and you need different shoes for different things you do. People may own a lot of shoes, but that doesn’t make them obsessed. Unless you only do one thing a day with your life, you definitely need more than one pair of shoes.

So how do you find the right shoes for each life event? Well, you pick what works for you, really.

Fitness Shoes

When it comes to getting your workout in, people get fitness in different ways. The way you work to get fit will have some sort of determining factor on what type of shoes you opt to pick. Some shoes are made for running, some are made for walking, and some are made to wear on the court.

When it comes to shopping for your fitness shoes, first consider what you need those shoes for. But that isn’t the only determining factor. You also need to make sure you are getting the support that you need for your feet, which will help keep you from unnecessary injuries.

[Photo courtesy of fudowakira0/pixabay.com]

Work Shoes

Your work shoes also depend on your job, just like your workout shoes are dependent on what your workout is. If you work in a factory it’s likely that you need to have some steel toed shoes. You may want boots, you may want shoes, that’s up to you.

Not everyone works in a factory though. Office attire may call for loafers or pumps. Maybe you’re a model and you need to just be wearing the latest shoe fashions in general.

You also want to make sure that the shoes you get work for what you are doing. If you are standing a lot you need shoes that are made for standing and won’t leave your feet aching at the end of the night. If you are driving you don’t want heels that might get in the way of breaking.

[Photo courtesy of frizio/pixabay.com]

Going Out Shoes

You normally wouldn’t wear your workout or work shoes out to a club at night, so you also need to be shopping for some shoes you can wear to the club. These shoes also depend on what you’re doing and even what you are wearing.

Planning to dance? You want shoes you can move in (stilettos may leave you with a broken ankle). If you plan to be bar hopping, you may want some comfortable shoes for walking. Going to a concert? Don’t wear anything with open toes just in case your toes get stepped on in the crowds!

Size matters when it comes to shoes, but not all companies are going to make shoes that fit the same, so when you’re shopping you want to try your shoes on. Take a walk up and down the aisle with them on. Get a feel for them and you’ll be sure to get the pair that’s perfect for you.

[ Tagged In ] , , ,