Dressing Intelligently to Save Cash

Ever browsed Pinterest boards or the pages of your favourite magazine, wishing you could afford the latest styles? There’s good news: looking chic doesn’t have to mean spending a fortune on a new wardrobe each season. Take advantage of discounts, deals, and clothing swaps to save your hard-earned cash while still looking smart. Here’s how to do it:

Head straight for the sales racks.

While it’s tempting to spend your time browsing the displays at the front of the store, we all know that the best deals are hidden somewhere in the back. Exercise a little self-control when you’re out shopping by heading directly to the sales racks or browsing only the sales tabs on your favourite retailer’s website. You’ll be surprised at how many pieces you find for only a fraction of their original price.

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Shop at consignment shops and charity shops.

Your local consignment and charity shops are two great places to find deals. Consignment shops are particularly brilliant, as many of the pieces they carry are brand name items that have been only lightly used. At consignment shops, you also have the opportunity to bring in pieces you no longer wear from your own wardrobe and earn part of the profits from the sale. You can then use the extra spending cash to fund your future purchases. Charity shops also sell clothes at rock-bottom prices, though you may have to do a little more digging to find brand name designers than what you would at a consignment shop. Still, they’re an excellent option, especially if you’re looking to stock up on the basics.

Swap your stuff.

Another fun way to score some new wardrobe pieces without spending your hard-earned cash is to organise a clothing swap amongst your friends. Ask everybody to bring five to ten wardrobe items they no longer want to the swap so that there is an ample selection for everyone to acquire a few new pieces. Want an even bigger selection? Sign up for an online swap like Big Wardrobe, Swishing, or Swop2Shop. Don’t have anything worth swapping? No stress. Buy directly from the website at a discounted price instead.

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Join the mailing list.

The best way to receive alerts about discounts and deals from your favourite retailers is to join their mailing list. Mailing list subscribers are often made privy to sales before the general public, meaning that you’ll be the first to know about a major sale or score a sweet coupon so that you can shop for cheap dresses in the UK. Worried about your inbox being flooded by emails from retailers? Regularly check websites like Dealhack.com RetailMeNot, DiscountVoucherUK, and Coupon Craze to help you save big.

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Smart Packing for a Tropical Vacation

Your reservations are all set, and you’re ready to fly to the furthest island on the globe. Tropical vacations are perfect ways to catch up on your rest, explore new worlds and discover those amazing trinkets in the stores. As you prepare for the trip, use these smart-packing tips that will see you through any adventure.

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Bring Clothes to Mix and Match

It’s not necessary to bring five or six different outfits on your vacation. Ideally, bring two or three tops and bottoms. Switch them around during your vacation so that the look is different each time. Mixing and matching your clothes will only reduce the volume in your luggage while making laundry easier when you get home. Light colors, such as white, are good choices for mixing and matching because they complement nearly every color in the rainbow.

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Take Care of Your Skin

Every tropical paradise will be sunny, and protecting your skin must be a priority. To protect yourself and the environment, try using coral reef safe sunscreen. It offers the same protection for your skin while reducing the harm the chemicals have on the coral reefs. Rub sunscreen on your skin in the morning. Be sure to reapply it every two to three hours. Burnt skin won’t be an issue while you’re exploring the seashore.

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One Pair of Heels

When you hit the beach, your shoe choices are very simple. Bring flip-flops or canvas shoes for the daytime. You may want to dance the night away or visit a formal restaurant later on. Bring one pair of heels that will match any outfit. There’s no need to haul around three or four pairs of shoes when you’re trying to relax on vacation.

Don’t Forget the Hat

Pack a collapsible hat for those really hot days. The hat protects your scalp from burning while keeping you cool. Wear it during hikes or biking adventures. These hats can fold into a compact shape during traveling so there’s no issue about fitting them into the luggage. If you forget your hat, buying one on the island is possible. Be aware that you’ll pay a premium for the choice.

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Before you stuff your suitcase full of personal items, look over the luggage itself. Tears, broken zippers and other structural problems can compromise the items within. Switch to another bag instead of mending the broken one. You don’t want any mishaps occurring on the way to paradise.

How to Accentuate Your Fashion Sense with Gold Bar Jewelry

Have you been looking for the perfect accessory to perk up your favorite outfit? If you are searching for a nifty piece of jewelry to accentuate your fashion sense, a gold bar necklace may just do the trick. There’s just something shiny and magical about gold. It lightens up any outfit and adds just a touch of class and sophistication to your ensemble. A gold necklace is one thing, but a gold bar is quite another. It’s light, understated, and it makes a subtle but sharp statement. This is one fashion accessory your outfit needs.

Handmade Jewelry is a Fashion Statement that You Can Wear with Pride

There’s a real sense of pride and accomplishment that comes with crafting jewelry. It’s a feeling that can and should be passed on directly to customers who purchase handmade goods. When it comes to jewelry, the rule of “less is more” applies with especial force. You don’t want to overload your ensemble with too much material, much less that of a flashy type. So you want to keep things stately. However, you can also err on the side of modesty. A gold bar ornament, such as a necklace, is the perfect compromise.

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Handcrafted Jewelry Can Add a Layer of Sophistication to any Ensemble

Perhaps the best thing about gold handcrafted jewelry is the sophistication and grace that it adds to your ensemble. It isn’t being tacky or “showing off your wealth” when you come to a social function wearing beautiful new handcrafted jewelry. On the contrary, it’s the perfect way to make a simple statement of personal intent without exaggerating the matter. If you’ve ever wanted to shine in the public eye without drawing negative attention in the bargain, this is the perfect way to accomplish your goal.

Going for the Gold is the Best Way to Show Off Your Social Skills

When it comes to making a big splash in public, why not go for the gold? This is not an occasion where you can safely afford to skimp or cut corners. And why should you? Gold jewelry is a fashion success in any day or age. You can add a bit of handmade gold jewelry to set off any ensemble. It’s the one fashion ornament that will never go out of style. Handcrafted jewelry is the perfect addition to your wardrobe.

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Money, Money, Money: Shopping In The New Age

Imagine the world 30 years ago? Cash was king and to buy stuff you actually had to go to a store and speak to people. Times have changed considerably!

Technology and the internet have given us limitless ways to spend our money, buy our clothes and sell the things we don’t want.

This can have the unfortunate side effect of us over-spending, so take a look at these 7 signs that you need to curb your shopping before you take a quick look at some of the modern ways you can spend your money and how to protect yourself.

Contactless Payment

A debit card isn’t exactly modern technology but the way we use it today is quite cutting edge. The introduction of contactless technology has made payment more efficient and given major retailers the opportunity to make impressive reductions in the average queueing time. But how do you ensure your money is safe when all it takes to spend your cash is waving your card in front of a machine?

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One tip is to place your card in a little foil envelope before placing it in your wallet. The foil means the card cannot be read unless you have it in your hand. There is also a limit on how much you can spend on contactless, which makes it less likely you will lose large sums of money, over the potential of pin fraud.

Buying from friends

Since certain auction sites became so massive, it’s enabled the general public sell goods they no longer require and nowadays, some people are making a business out of it. Kind of like an online car boot sale. Interesting developments have enabled much smaller businesses or even personal individuals to own a credit card reader which safeguards both the seller and the buyer and offers more peace of mind than parting with cash.

Just ensure that you have all the right details and where possible you know the seller. Either their address, bank details or business registration details.

Paypal

Paypal is a global giant which sort of goes hand in hand with Ebay and other auction sites. It works in two simple ways. You can either have money in your paypal account or you can link your paypal account to your debit card so it drawers straight from your bank account.

It’s particularly useful for quick online transactions as you don’t have to repeatedly input your card details online, which can be risky and open you up to fraud.

Paypal protects the buyer often more so than the seller. Your money is usually kept in the paypal account for an agreed amount of days before the seller can draw from it. These means if goods arrive not as described or, in fact, they don’t arrive at all. You have the ability to contact Paypal and freeze the funds whilst you sort out any disputes. It can be a little frustrating if you are the seller though. There have been cases where the buyer has damaged the item upon receiving it, or simply changed their mind, meaning you have to take the item back either broken or to resell it again. If you receive the item back damaged and cannot prove it was broken by the purchaser, you will lose the money.

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