Health, Beauty and Wellness on a Budget at Groupon

This is a sponsored post. All opinions are mine.

If you’re the type of gal who likes to get her nails done and is always on the lookout for the sweetest deals, then Groupon is the place for you. If you are like me, you love to look your best and feel like a goddess, yet you still know how to save a buck. Heck, in times like these, I’m not trying to throw away money that I don’t have.

If you’ve never heard of or used this site before, Groupon is a global marketplace that enables millions of subscribers and merchants to connect. The best part is that you get the very best deals and discounts that are sure to keep you happy and avoid breaking the bank.

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The businesses are local and close by so you never have to worry about your location (even if you live under a rock). You will find scores of Health, Beauty & Wellness Groupons establishments that offer top-notch services and the savings are deliciously satisfying! So, here’s my story: I desperately needed to get my nails done for an upcoming event. All I did was a quick search for a Nail Spa and I was able to choose which salon I wanted to go to. Long story short, I was able to get a Mani-Pedi valued at $62 for just $28 (happy dance). Visit Groupon’s Facebook page to see what I am talking about.

Ladies, you’re gonna find a lot businesses and wonderful deals for all of your health, beauty and wellness needs on Groupon. This site rocks! I love how users can browse and find the best deals to match their needs and budget. Just enter your location and let Groupon do the search work for you. It’s too simple – and you can find everything you need to look fab, from makeup to jewellery to cosmetics and fragrances

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Shopping Tips For Your Next Vacation

Whether you’re going camping or you’re staying at a luxury resort, vacation calls for some shopping. You want to make sure you have everything you need when you head off to enjoy your time off. You’ll need the right clothes, the right shoes, and you’ll even need the right gear, depending on where you are going and what you are doing.

When you shop for vacation, it’s important to know where you are going and what you’ll be doing while you are there. You should also look into the weather, to make sure you are packing the right clothes.

Buying Vacation Clothing

So, you’ve checked the weather, and you know you will be spending some time outside in the warm weather. That means you want to make sure that you have plenty of short sleeved shirts, t shirts, and shorts on hand. If you plan on swimming you’ll want to take a bathing suit with you, unless you won’t have access to someplace to swim.

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If you can  expect cold night, you might want to make sure that you have some warmer clothing to take along as well. If you’re just camping out, you may want to simply dig through your wardrobe to find clothing you already have that fits the weather and your destination, and only buy something new if you’re missing something you need. But if you are going more fancy, it may be time to hit the stores. Pick places in your budget that sell the type of clothes you need.

Shopping For Supplies

Vacations need supplies as well, like grooming items, and some other things, depending on what your plans are. Start with making sure you have all of the grooming items that you need, from deodorant to toothpaste. Sure you can pick this stuff up on vacation, but it could cost you more than buying it on your home turf and taking it with you.

Supplies that you will need when your vacation consists of camping and/or hiking may include a tent, a safety kit, and even the right shoes. Some of your supplies will depend on where you’re going camping. You may need protection from wildlife, and you may even need to have supplies for mountain climbing.

Make sure, no matter what your vacation is going to consist of, that you make a list of what you need to take with you. This can really help keep you from forgetting anything. Make a list to shop with as well, and stick with it. You don’t want to spend more than you need to, and save some of that money for the fun things you’ll do and find while you’re on vacation.

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Top 5 Android Apps For Finance You Must Have

Sometimes it is really hard to keep track of everything we spend our money on – we pay bills and taxes, make impulsive and non impulsive purchases in the supermarket and shop online for music and software. It is really easy to get lost among all those numbers in the hectic world we live in. In this article, we will try to present you with a list of Android apps which can help you deal with this problem and let you focus on more important things in life.

Pageonce

Pageonce is a great money management app which saves you from all the complexity and the fuss of dealing with your expenses. It is a sort of a hub for your money transactions and monthly statements, giving you an easy way to pay all your bills from one, centralized place. Pageonce will also remind you about bills which are due to be paid and even attract your attention to certain transactions on your bank account which the app considers suspicious.

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Checkbox by Digital Life Solutions

The main purpose of this app is to give you confidence in dealing with your purchases and credit card limits. Much like the real-world checkbox, this virtual version helps you manage your purchase history in such a way that you can prevent yourself from exceeding the limit on your account. It will always remind you to deduct your purchases from your account balance – even if the bank statement is late with showing you the real amount of money left for you to spend, you will know where you stand with the help of this awesome app.

Expense Manager by Bishinews

Expense Manager does what it claims to do – it helps you control and organize your everyday expenses, as well as your earnings. Supporting multiple accounts and currencies, this neat little app will make it easy for you to track how much you spent every week, month or year. Receive notifications on payments which are due, view your daily, weekly, monthly or yearly budget and manage recurring payments – all from this highly customizable app. There’s also a couple of extras: a currency converter, credit card and tip calculator and more.

Mint.com Personal Finance

Among the best apps of 2012 according to Google Play, Mint is one of the easiest and most intuitive apps which helps you manage your personal finances. After you make your account and securely connect your bank accounts to it, Mint will take over and automatically organize your budget so that it suits your particular needs. You will have access to your Mint account even if you don’t have your phone with you, because it synchronizes all the data with Mint.com.

EasyMoney Expense Manager

Another in the list of expense manager apps, EasyMoney lets you control all sorts of expenses – money you spend for your travels, shopping and other business and personal purposes. It also lets you calculate your budget for a certain time period and then uses colorful user interface to let you know when you are about to exceed the limits of the budget. EasyMoney also possesses an integrated checkbook manager which helps you not exceed your credit card limit and always be in control of your bank account.

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Shopping Around for the Best Retirement Fund

When it comes to your finances, there are many financial products you might shop around for. Instead of just choosing the first option you see, you should put lots of thought into which is best for you. There are several types of retirement fund you could open. And there are various ways to make investments. You need to pick the one that will help you save as sensibly as you can for your retirement. After choosing what type of retirement fund you want, you need to look at different products. Read on to find out where to start.

Understand Different Types of Fund

Before you start looking at retirement funds, you should understand the types of fund available. For example, you might decide to make contributions to a 401(k). You could also get an individual retirement account (IRA) or a 529 plan. Within the different types of plan, there are further choices to make. You might qualify for a traditional 401(k) or a Roth 401(k), and the same goes for IRAs. Another option to consider is a self directed IRA. It gives you more control over your retirement account. You should make sure you understand which options you have available before you decide which is right for you.

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Comparing Available Funds

To choose the best retirement fund for you, you need to be able to compare your options. It’s important to know what you should be comparing to determine the right choice. One of the things you should consider is the fees that different accounts will charge. Some will have lower fees than others. Another thing to think about is whether your employer is willing to match the contributions you make to your retirement fund. You should also check when you will be able to access your funds. If there’s an emergency and the only money you have is in your retirement account, can you access it?

Deciding on One or More Funds

You don’t have to have only one retirement fund. There is always a possibility to split your contributions between two or three accounts. However, before deciding to do this, there are some important factors to consider. For example, is it worth paying fees on three separate accounts? If you can only contribute a small amount to your fund, you might not be able to afford to have more than one account. In that case, you need to decide on one that will work for you.

Talking to a Financial Advisor

If you’re unsure about what sort of retirement account to choose, speaking to a financial advisor can help you. Of course, then you need to go shopping for an advisor. The best place to start is always with friends, family and professional people you know. You can ask them for recommendations if they have used anyone in the past. You can also use financial organizations to help you find someone.

You have to compare retirement funds just like any product. Don’t invest in one until you’re sure it’s right for you.

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