Welcome Kit from EverydayMe

The other day while watching TV show I heard my aunt J outside calling my name, I bit wondered because normally she looked for my sister to ask help how to use her phone. When I went out, she is handling over a pink envelope, I was startled because I am not expecting letter from anyone so the moment I received it, I look for the sender’s details.

Welcome Kit from EverydayMe

The mail was from EverydayMe, it is an online community and platform created by Procter & Gamble, a company that has been establishing brands for the past 175 years.  It was also a community where you can avail product samplings, coupons, tips and etc. The pink envelope is a welcome kit, they send kits to new members, the kit contains a membership card and 10 different coupons that are usable at Robinsons Supermarket and Mercury Drug Store, and there are 5 each of them respectively.

The coupons that are usable at Mercury Drug Store with a total of ₱650 are as follows ₱150 for Gillete Fusion Proglide, ₱200 for Olay Day Cream Touch of Foundation, ₱50 for Head & Shoulders Bottle Size Shampoo, ₱100 for Oral-B Toothbrushes, ₱150 for Metamucil while the coupons with a total of ₱250 to be used at any Robinsons Supermarket are as follows ₱50 for Joy Antibac, ₱ 50 for Ariel, ₱50 for Safeguard Soaps, ₱50 for any Pantene 3 Minute Miracle Conditioner, ₱50 for Downy, so to sum the total discounts I received is ₱900.

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Christmas Gift Ideas That Will Make Them Feel Important

Choosing the best and perfect gift for family and friends this Christmas can be draining especially if you want to make them special and important without spending a lot. Deciding what kind of gifts to give is really easy when you know the things that will make them delighted and happy, below are Christmas gift ideas that might help you decide what items to wrap this holiday.

Books and Toys

These are perfect gifts for kids and young members of the family, kids love surprises so wrapping books like encyclopaedias, story books and coloring books in a colourful wrapper will be a great idea.  On gifting toys, the toys should be safe, so you must avoid gifts with sharp edges and points.

Gadgets and Mobile Accessories

Smartphones and tablets are well love today, and gifting accessories like chains, headphones, memories, phone cases, Bluetooth speakers, decals and chargers will be surely appreciated by friends and love ones.

Beauty Pack from Unilab

Gift sets and beauty packs are well appreciated and they are a trend nowadays. They are perfect gift not just for female friends but to female adult family members. When gifting beauty packs you should be creative, wrapping a beauty pack which includes Myra, pH Care, Celeteque is a hit because these are Unilab trusted brands when it came to health, beauty and skin regimens.

Beauty Pack from Unilab

Including Myra Daily Sun Protect Facial Moisturizer in your beauty pack is a beautiful idea because this is very useful when running errands in the street, it will protect your love one’s skin from the scorching heat of the sun especially it is enriched with Vitamin E and formulated with double sunscreen protection against UVA & UVB rays and with SPF 15 for 15 times longer protection from the harmful effects of the sun.

It is expected that most of us will be lacking in sleep this holiday season, assisting visitors and friends, attending parties, school and family reunions so adding Celeteque Dermoscience Brightening Eye Tuck and Dark Circles Lightener in your beauty pack is another cool idea. This product is what we need the most to removed the puffiness and lighten the skin around the eyes brought by lacked of sleep and stress, it is dermatologist-tested and applicable for person’s with sensitive skin so there is nothing to worry.

Well, being busy in the kitchen preparing food isn’t an excuse to let yourself felt messy down there, including pH Care Naturals Intimate Wash Papaya Extract is another cool idea to include in your beauty pack,  it has refreshing scent with mild and gentle formulation making it safe for everyday use, clinically tested by obstetrician-gynecologists too.

The products mentioned above are just sample items what to include in your beauty pack, there are plenty of Unilab’s beauty, skin care and anti-ageing products that you can include in your Unilab beauty pack for friends and family just visit www.unilab.com.ph to personalized your box, don’t forget to be creative and wrap it with beautiful wrapper.

Gift Certificates

Gift certificates never get old, when you have no idea what gift to wrap this Christmas this is one of alternative idea that will saves you from anxiety and tumultuous headache from over thinking what to wrap this holiday. By giving gift certificates, these well help your friend and love ones to buy the things they always wanted.

Giving gifts has been part of the Christmas season but we should remember that it doesn’t really matter if the gift is expensive or not, what counts is the thought and the gift is from the heart. The more effort we put on buying something the more the person receiving the gift will feel valued and loved.

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Palmolive Naturals Flawless Clean Soap with Charcoal Powder

The other day, we went to a drug store which also sells groceries and other items and while browsing to their soap aisle I have found bundles of Palmolive Naturals Flawless Clean Soap with Charcoal Powder, they were on a deal, buy 5 and get 1 free, it cost $1.48 for six pieces of them.

Palmolive Naturals Flawless Clean Soap with Charcoal Powder

Well, I immediately bought four bundles, the current soap I am using doesn’t suits me because I perspired and smell after hours of using it, I have first tried Palmolive Naturals Flawless Clean Soap with Charcoal Powder when I requested samples from SampleRoomPH,  which leave my skin clean and fresh all day.

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Requesting Free Product Samples Online

Sample products is another way for brand and companies to market their products to consumers, and receiving them for free surely bring joy to consumers. Well, less than a month ago I requested samples online, the shipping isn’t free so I paid for it and the samples were ship through Xend.

Palmolive Naturals Body Wash White + Papaya

One the samples I requested using points is Palmolive Naturals Body Wash White + Papaya, it comes in 200ml, the body wash has a fruity scent and it doesn’t really smells like papaya it smells more like a fruity candy of some sort.  I am not really into using body wash because I felt sticky after bath but with creamy and fruity scent, my skin feels so soft, clean and fresh all day. The body wash leaves a long lasting fragrance too in the skin, I used 35 points to get this body wash.

Palmolive Soap Flawless Clean with Charcoal Powder

The second product is Palmolive Naturals Flawless Clean Soap for 15 points,  it leaves my skin clean and fresh; the scent was very refreshing and pleasant to the skin too, it cleans the skin well because when you scrub dead skin cells were taken away.

Pantene Hair Fall Control Shampoo

The third one and the last for is Pantene Hair Fall Control Shampoo, just using normal shampoo isn’t enough when you have a thick hair but when I used Pantene Shampoo Hair Fall control I didn’t need to use conditioner anymore, my hair feel so smooth after wash and I had less hair fall too when I comb my hair after bath but the downside my scalp felt dry.

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10 Penny Pinching Tactics You Should Skip

In these times of economic woe, ideas for trimming your budget abound. However, unless you’ve got unlimited amounts of time, you’re not going to be able to implement every single money saving idea you come across. And honestly, some money saving ideas are just not worth the time or the effort or the feeling of deprivation they bring.

So, here are 10 penny pinching tactics you should skip, along with 10 things you should do instead.

  1. Taking extra condiments and napkins from restaurants

If you’ve getting takeout and you’ve got extra soy sauce or ketchup, then by all means, use those up.  But for goodness’ sake, don’t take extra from the restaurant when you’re eating out.  Not only is it in poor taste, it’s also pointless.

Any condiment that’s out there free for the taking is going to be worth almost nothing (That’s why things like barbecue sauce are behind the counter but ketchup and mustard are not).  An entire bottle of ketchup costs little more than $1, and you’d need a huge pile of ketchup packets to equal what’s in the bottle.  Napkins, especially the thin type that restaurants stock, cost very little as well.

Instead:

If your budget is so tight that ketchup and napkins are difficult to afford, there’s no sensible reason for you to be eating at a restaurant.  You’ll save a whole lot more than the price of a few condiments by cooking a meal at home.

  1. Couponing for items you don’t use

Though it can be thrilling to get anything for free, if you’re looking to maximize the return on your time, you should focus on obtaining items you can actually use.  Free hair dye is awesome if you use it, but not so awesome if you don’t.

Money, Card, Business, Credit Card, Pay, Shopping

[Image courtesy of jarmoluk/pixabay.com]

On a related note, even if you’re obtaining items you can use, it doesn’t make sense to stockpile large amounts.

It’s true that you can sometimes donate free items you don’t need, but if you’re spending a whole lot of time and gas obtaining these free items, you may want to consider whether a cash donation would make more sense.

Instead:

Find deals on items you use, buy less than a lifetime supply, and then focus your efforts somewhere else.

  1. DIY-ing everything in the kitchen

While you can save big bucks by cooking at home, not every kitchen project is an effective money-saver.  If you’re making your own version of an expensive food (granola is a great example of this), then a DIY recipe makes a lot of sense.  But if you’re making your own colored sprinkles or are making a labor-intensive condiment, the return on your time will be very poor.

Instead:

Focus on savings-intensive kitchen projects and don’t worry about the rest.

  1. Eeking extra years out of a car seat

Car seats have expiration dates on them for a good reason: after sitting in a car for a number of years, the parts begin to deteriorate, making them ineffective in a crash.  A new seat is expensive, but it’s nothing compared to hospital bills or worse, losing a child.

Second-hand car seats are also an iffy option unless you know for sure the seat hasn’t been in a crash.

Instead:

Pay attention to the expiration date on seats you own, and keep an out for a sale when it’s time for a new one.

  1. Making an extra trip to save on gas

Obviously, you’ve got to use gas in order to get your car to the station, so don’t make an extra trip to find a cheaper station. It only takes a few extra miles of driving to completely negate any savings on the actual gas purchase.

Instead:

Plan to get gas when other errands take you near a gas station, and if you can’t do that, fill up at a nearby station.  This will almost always save you more than driving to another station.

  1. Sewing your own clothes

There are plenty of reasons to sew your own clothes (you can customize the fit, you can use the fabric you want, you can avoid supporting sweatshops, to name a few), but if your focus is saving money, there are better ways to go.  Fabric, thread, patterns, and notions such as elastic, buttons, and interfacing all add up quickly, and it takes time to sew as well.

Instead:

Shop thrift stores, consignment stores, yard sales and clearance racks to stretch your clothing budget.

  1. Shopping at 10 different grocery stores

Grocery stores do all tend to run great loss-leader sales each week, and it’s tempting to visit each one of them to snag their best deals.  But if the stores aren’t very close together, you’re going to be using a fair amount of gas during your bargain shopping trip.  Plus, multiple store stops take a lot of time.

Instead:

Pick a handful of stores that run the best deals and stick with them.  You’ll still be saving money, but you won’t be wasting gas and time.

  1. Nixing insurance

Life insurance, car insurance, health insurance, and homeowner’s or renter’s insurance can feel like unnecessary expenses, but skipping out on them is penny-wise and pound foolish. If you ever find yourself in a place where you need the coverage, you’ll seriously regret not having it and the expenses you’ll incur will be far more than the amount you saved on premiums.

Instead:

Pick another area of your budget to trim. Call around to get quotes from different companies.  Get a high-deductible plan to reduce your premium (Just be sure to save up enough to cover your deductible.)

  1. Eating processed foods

There are always fantastic deals to be found on packaged and processed foods, and foods based on refined grains (Ramen, anyone?) are much less expensive than meats, dairy products, and produce.  But a low grocery budget is no bargain if you end up with a poorly nourished body.

Instead:

Buy produce in season, make use of frozen produce (it’s just as nutritious as fresh), stock up when you find a sale on healthy foods, and focus on naturally cheap whole foods (brown rice, oatmeal, root vegetables, legumes, chicken thighs, and eggs, for instance).

  1. Implementing frugal practices you hate

Thought we all have to do things we dislike, it’s best to pick and choose the money-saving activities that are the least painful for you.  The odds of you sticking with a habit you loathe are slim to none, and frugal habits are most helpful when you stick with them over the long haul.

Instead:

If you hate shopping at consignment stores but love cooking from scratch, focus on the cooking.  If you don’t mind using cloth napkins, washcloths and towels, but would rather die than give up your toilet paper, then just keep on throwing a pack of TP into your cart.

There are plenty of wise ways to save money without sacrificing your integrity, health, sanity, or all of your free time, and if you choose carefully, you can keep your budget and your attitude in good shape.

What penny-pinching tactics do you skip?

Kristen is an east coast wife, mom, and blogger behind The Frugal Girl. In an effort to inspire others to live frugally, Kristen contributes to the CareOne blog, a community that provides debt consolidation and money-saving advice.

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Create a Bit More Buzz About the Gift

The explosive growth in popularity of gift cards is quite literally beyond measure. What started out with a few gift card offerings in random industries not so long ago has turned into a phenomenon. Standard or customized, they’re now available and provided by a great number of companies in practically every conceivable industry.

Business owners who have integrated gift cards into their sales and marketing arsenal can truly take the marketability of gift card presentation one step further. To truly make the presentation complete, they are electing to supplement gift cards with custom gift card holders.

Plastic gift card holders offer additional options to heighten the design theme and message of any plastic card. Coming in 4 standard sizes, custom sizes are also available.

Gift Card Holder

[Image courtesy of Tom Eppenberger Jr./wikimedia.org]

Available in full photo quality color, images can be printed on one or both sides of the card holder, and use a Standard 10 pt White Material for 1-side stock, or 10 pt C2S for the tri-fold card carrier. These card holders and carriers, also known as Fold Over card carriers, are available in the following sizes: Standard size fold size gift card carrier measures 4″ x 6″; Standard top fold size gift card carrier measures 4″ x 5.5″ (even fold); Standard top fold size gift card carrier measures 2.8″ x 8.75″; and Standard tri-fold size gift card holder measures 4″ x 7.875″.

Customers can choose a custom material for the card holder based on any color or ‘feel’ preferences.

Quality, trusted online printing stores, like MyStop1.com, offer all these options, and much more on their websites.

The marketing of the image or other information doesn’t have to be exclusively on the outside of the card holder. Printing on the inside of the card carrier is an option, and is a great way to carry the message even further. This is an ideal area to print any special instructions about the card, or to perhaps highlight special use features for the card. Limited time offers or sales printed on the inside of the card carrier can give the user that last moment reminder of something significant, which really is a nice feature.

Giving a gift card to someone in a custom gift card holder is an inexpensive way to perhaps create a bit more buzz about the gift, and provide just a bit more exposure for their product.

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Basic Check Precautions To Keep In Mind

For safety purposes, people avoid carrying that much cash especially if they are having transactions in places that they aren’t familiar with. That’s why credit and debit cards exist or simply the “plastics”. However, they are cases wherein you really need to hand over something as good as cash and this time around, checks are the only solution to it.

Opening up a checking account in your bank of choice, whether it’s for personal or business purposes, is most likely more expensive compared to the usual savings account. The reason behind is that checks can be of any amount depending on what you’re going to write on it and can sometimes be used for fraudulent transactions.

Most of the time, the bank personnel would explain the do’s and don’ts in having one upon giving your first booklet. Part of what so called ‘orientation’ would be the possible lawsuits you would face whenever you would issue a check that has no money in it.

They would also be discussing about the bank charges whenever a certain check would be deposited under other people’s account and you failed to place funds in it before the indicated date. These bank charges aren’t cheap and you would really regret the fact of not taking the dates seriously.

Also avoid placing your signature on your blank checks or you will curse yourself for the rest of your life. It’s a basic precaution that every check holder should bear in mind. If you happen to issue some checks in the future, make sure to print the amount yourself rather than letting somebody else to do it for you.

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Tips on Being a Responsible Shopper This Christmas

Christmas is less than three months away and by now you should have started with your Christmas shopping. If you still have to buy a few more gift items or if you haven’t even started with your Christmas shopping, there is still plenty of time for you to do so. You just have to keep in mind a few important things if you want to avoid overspending or buying items which you don’t actually need.

Here are some practical tips on how you can become a responsible shopper this holiday season:

Create a budget

 It is important that you determine how much money you can allot for shopping. The Christmas bonus that you will be receiving from work may give you the urge to spend more than what is necessary which is why you have to be very conscious of how you spend every cent.  List the items that you need to buy and bring that list with you when you shop. Refrain from buying ‘small’ and seemingly ‘inexpensive’ items, such as a tube of lipstick which you don’t actually need, because these ‘small’ purchases can take up a huge part of your shopping budget without you even realizing it.

Christmas Shopping

Pay in cash

When you use your credit card, it is easy for you to just purchase items without thinking about whether or not you actually need them. But if you use cash, you can immediately see how much you have spent.

Be creative and resourceful

Although it may be easy to get swayed by the latest trends, you must be able to determine if they fit your budget and more importantly, if you actually need them. If, for instance, you need to buy an outfit for a Christmas party that you need to attend, you can still look stylish even if you aren’t wearing designer clothes. Know which clothing stores offer stylish but affordable clothes. You must also know how to mix and match different clothing items so that you can create a whole new look every time even if you have only bought a handful of new clothes and accessories. You can still express your own fashion sense even if you don’t buy the most expensive clothing items.

Compare prices. You may be pressed for time but still, you need to think about your every purchase. You cannot just grab the first thing that you see from the store. There is a risk that you will end up with an overpriced item if you don’t pay attention to what you’re buying. If you don’t have the time to visit multiple retail shops, you can look into various online stores first. Most major retailers now have their own online stores and they basically offer the same items (and the same price). You can look into their online stores first so that you have an idea of how much their products cost.

Know where to get the best deals

Competition can be stiff for retailers especially during the holiday season which is why they come up with different schemes on how to attract the attention of shoppers. Take advantage of the different discounts and other special offers that your favorite retailer offers. If you are more of an online shopper, sign up for newsletters from your favorite online stores so that you will know when they will offer huge discounts on their more popular products.

Being a wise shopper is important if you want your Christmas shopping experience to be a fun and enjoyable one.  And you don’t have to spend more than what you can actually afford on gifts just to be able to spread cheer during this holiday season.

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Finance 101: How To Help Kids Make Allowance Money

Teaching your children be independent at a very young age is very crucial in their early years. Of course, children have their parents to support all their needs. However, teaching them to earn their very own allowance money will instill with them not only to be responsible but to be resourceful and independent as well. With that in mind, here are some amazing ways on how children can make allowance money:

Help prepare other people’s dinner

These days, more and more people are opting to hire a dinner helper. They will be looking for a junior or a high school student who will help them in preparing for dinner. They will get paid for chopping the veggies, washing the dishes, cooking the pasta, defrost meat and a whole lot more.

Sit for other people’s pet

In addition from dog walking, children also are paid to babysit the pets of other people. This will be useful for people who will be going for a vacation.

Children Playing

Sell unused and old stuffs online

In the event that the child has various DVDs, CDs or other stuffs he is no longer using, then he can turn this into cash by selling these things online! There are lots of websites that will allow you to market and sell these old things.

Give social media lessons

These days, children are very proficient with technology and various social media. They can capitalize on such skills by offering to teach older people how to maneuver through various social media sites as well as create their own profiles.

Take care of other people’s garden

Lawn mowing is one of the most popular ways for a child to earn money. These days, they can also add garden weeding to their job description.

With these simple jobs, any child can make his very own allowance money!

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Advantages of Shopping Online

Shopping online is one of the convenient ways to buy the item you want it is either personal treat for yourself or gifts for your love ones. It is a good way to save money and it gives you a lot of choices to compare the product you want to buy through large selection of items from different online store. The freedom to select from wide range of choices makes your life easier because you don’t have to purchase something that you are not sure about.

Online Shopping
[Image Credit: blog.myfatpocket.com]

Excitement and Fun

Furthermore shopping online can be a lot of fun too when you join online auctions because it doesn’t only give you a chance to compete with other shoppers for products that you are most interested in but it allows you on getting a good deal when you win the auction.

Saving Money and Time

Shopping online can save you money by using coupon and discount codes where you could easily find online by searching them through search engines. It also saves you time and effort for not driving your way to the store, and it helps you to avoid large crowd of people.

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